Get paid fast with
OPTO
Whether you manage one truck or 1000, we'll simplify how you manage your business with one simple service for all your financial needs - from factoring to fuel discounts, to banking and expenses.
backed by
You won’t need any other banking provider!
Your all-in-one banking service
Smart business card
Use Opto cards everywhere.
Cash back of up to 1.5% on fuel and all purchases.
Payment in 48h, no credit limit
How OPTO Factoring is different from competition
Traditional factoring
Payment in 5 - 7 days
No transparent costs
Minimum payable fees
Low credit limits
Annual contracts
Payment in 5 - 7 days
Limited countries
Opto
Fast payment in 48h
Cost starting at 0.5%
No fees
No credit limits
No contracts
In all EU countries
Everything you need in one platform
Additional benefits of using our free all-in-one fleet financing platform
You will control all your invoices and expenses
You will see your company overview on one screen
You will heavily reduce your administrative cost
The more you spend, the more you save!
How OPTO Card is different from competition
Traditional cards
Only works at fuel stations part of the network
Credit assessment and bank guarantees required
4+ weeks issuance
Hidden fees
Misleading discounts
Limited countries
Opto
Accepted at all fuel stations and for all business payments
No bank guarantees and complex processes
4 days issuance
No fees at all
Cashback up to 1.5%
Free card
Get onboarded in 20 minutes
Register
Video identification
Account opened
Receive OPTO card
Ready!
Get onboarded in 20 minutes
Register
Video identification
Account opened
Receive OPTO card
Ready!
Send us your inquiry
Insert your name, email address and phone number
We will receive your inquiry
We will get back to you as soon as possible
One of our experts will consult you
Our experts will answer all the questions you might have
Get in touch
Everything you need to know about OPTO
Frequently asked questions
OPTO is a financial platform that helps companies operating vehicle fleets to untrap their cash, improve their finances, secure their expenses and simplify their accounting
Any company with one or more vehicles: company vehicles, vans, HGVs, buses, etc. Whether you are a transporter, ambulance driver, removal firm, driving school manager, public transport driver, building contractor, etc., the Piana card has been designed for you.
The OPTO card is accepted at all gas stations in Europe, regardless of the distributor or store. Our cards allow you to avoid detours to a specific store and reduce fuel consumption
No. Unlike traditional factoring companies, we do not take any collateral. This allows us to finance the entire invoice
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.